Fee Schedule
Effective September 1, 2021
*All fees are subject to change at any time.
Account Fees
| Type | Fee | |||
| eStatement | Free | |||
| Membership | Free | |||
| Share Savings | $5.00 min. balance required | |||
| Return Check Item (2 Party Deposit – Someone Else wrote you a check) | $20.00 | |||
| Return Check Item (1 Party Deposit – You wrote yourself a check) | $20.00 | |||
| Cashier’s Check/ Money Order | $3.00 | |||
| Return Mail Fee | $5.00/quarter | |||
| IRA Maintenance Fee (Balance below $500 and No RMD) | $10.00/per quarter | |||
| IRA Trustee-to-Trustee Transfer | $25/per transfer | |||
| Account Research/Reconciliation (free if credit union error) | $20.00/hour | |||
| Mid-Month History Copy Request | $5.00 | |||
| Statement Copy Fee | $5.00 | |||
| Inactive Account Fee (charged after the account has been deemed inactive for 2 years.) | $5.00/quarter | |||
| Dormant Account (charged after the account has been deemed inactive for 5 years.) | $25.00 | |||
| Transfer Fee (savings to checking without signature – 6 max allowed per month) | $1.50 | |||
| Remote Deposit | Free | |||
| Garnishments, Levy’s, etc. | $50.00 | |||
| eStatement | Free | |||
| Paper Statement | $2.00/month |
Checking Accounts Fees
| Non-Sufficient Funds | $30.00 | |||
| Stop Payment | $30.00 | |||
| Copy of Original Check | $2.50 | |||
| Courtesy Pay | $30.00/item |
Debit Card Fees
| Point of Sale | FREE | |||
| International Transaction Fee | 1% of Transaction | |||
| Card Replacement Fee | $5.00 | |||
| ATM Deposit Adjustment | $5.00 |
Loan Fees
| Skip-a-Pay | $30.00 | |||
| Late Fee | $20.00 | |||
| HELOC Subordination Fee | $100.00 | |||
| Car Fax Report | $29.99 | |||
| Copy of Credit Report | $10.00 |
ACH & Electronic Fees
| Non-Sufficient Funds | $30.00 | |||
| ACH Stop Payment | $30.00 | |||
| Incoming Wire Transfers | FREE | |||
| Domestic Wire Transfer (each wire) | $25.00 | |||
| International Wire Transfer (each wire) | $40.00 |
Miscellaneous Fees
| Home Banking | FREE | |||
| Bill Pay | FREE | |||
| Bill Pay NSF | $30.00 | |||
| Cashier's Check/ Money Order | $3.00 | |||
| Non-Member Check Cashing/ Cash Advance Fee | $10.00/item | |||
| Notary | FREE (Members Only) | |||
| Expedited Mailing Fee | $30.00 |
